Online Banking
Login ID
Comprehensive Tutorial |
Personal Online Banking Demo |
Forgot Password? |
Enroll Now |

Sign-up For e-Statements

Open An Account Online

En Español

Reorder Checks Online 

Business Deluxe Advantage

 National Foundation For Credit Counseling
 

Mortgage Rates

Auto Rates

Deposit Rates

Mortgage Rates
Rates Subject to Change.  APR = Annual Percentage Rate.

Type APR Points
15-Year fixed 4.375% Points may vary
30-Year fixed 5.125% Points may vary
*Rates above on mortgage loans secured by a single family owner-occupied property, assume a loan amount of no more than $417,000, and are subject to change daily.
 

Auto Rates (Rates as of 12/12/11)
*For additional terms and rates, contact us at (847) 623-6400. 

Model Year Rate Term
2010/2009 6.5% 3 Year
2010/2009 7.5% 4 Year
2010/2009 7.5% 5 Year
2008/2007 7.5% 3 Year
2008/2007 9.5%

4 Year

 

Deposit Rates (Rates as of 12/12/11)
Rates Subject to Change. APY = Annual Percentage Yield. 

Interest Checking
Type Min. balance to open and earn APY Interest Rate/APY
Tier 1 $500 - $2,499.99 0.01% / 0.01%
Tier 2 $2,500 - $9,999.99 0.01% / 0.01%
Tier 3 $10,000 and over

0.03% / 0.03%

 

Extra ValueSM Checking
Type Min. balance to open and earn APY  Interest Rate/APY 
Tier 1 $2,500 - $9,999.99 0.05% / 0.05%
Tier 2 $10,000 - $24,999.99 0.05/ 0.05%
Tier 3 $25,000 - $49,999.99 0.10% / 0.10%
Tier 4 $50,000 - $99,999.99 0.20% / 0.20%

 

Savings
Type Interest APY
Statement* 0.03% 0.03%
Passbook* 0.03% 0.03%
Christmas Club** 0.03% 0.03%
Youth Account** 0.03% 0.03%

*Minimum balance to open is $200.00.  **Minimum balance to open is $10.00.

 

 

Money Market
Type Min. balance to open and earn APY  Interest Rate/APY 
Tier 1 $2,500 - $9,999.99 0.05% / 0.05%
Tier 2 $10,000 - $24,999.99 0.05% / 0.05%
Tier 3 $25,000 - $49,999.99 0.10% / 0.10%
Tier 4 $50,000 - $99,999.99 0.10% / 0.10%
Tier 5 $100,000 and over

0.40% / 0.40%

 

Certificate of Deposit
Type  Min. balance to open and earn APY  Interest Rate/APY 
91-Day CD $500 0.05% / 0.05%
182-Day CD $500 0.10% / 0.10%
1 Year CD $500 0.15% / 0.15%
18 Month CD $500 0.25% / 0.25%
2 Year CD $500 0.30%/ 0.30%
30 Month CD $500 0.40% / 0.40%
3 Year CD $500

0.45% / 0.45%
5 Year CD $500 0.90% / 0.90%

 

Ultimate CD 
Type  Min. balance to open and earn APY  Interest Rate/APY 
20 Month UCD $2,500 0.30% / 0.30%
36 Month UCD $2,500 0.50% / 0.50%

 

Traditional/Roth IRA and ESA
Type Min. balance to open and earn APY  Interest Rate/APY 
182-Day Cert. $100 0.10% / 0.10%
1 1/2-Year Cert. $100 0.25% / 0.25%
3-Year Certificate $100 0.45% / 0.45%
5-Year Certificate $100 0.90% / 0.90%
*All CD's are subject to penalty if closed before maturity date.
Home | About Us | e-Banking | Deposits | Rates | Locations | Services | Community
p. 847.623.6400 f. 847.623.4457 info@ibankwaukegan.com

Copyright © Waukegan Savings Bank. All rights reserved.
Privacy Policy/FDIC Account Guarantee Program