Waukegan Savings Bank

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Mortgage Rates

Deposit Rates

Mortgage Rates
Loan Rates Subject to Change. APR = Annual Percentage Rate.

Type	APR	Points
15-Year fixed	5.375%	0
30-Year fixed	5.75%	0
*The above rates are available on mortgage loans secured by a single family owner-occupied property located in the Chicagoland area. These rates assume a loan amount of no more than $417,000 and are subject to change daily.

Deposit Rates
Deposit Rates Subject to Change. APY = Annual Percentage Yield.

Checking
Type	Interest Rate	APY
Interest Checking	0.15%	0.15%
*No minimum balance to open, must have $500.00 in account to earn interest.

Savings
Type	Interest	APY
Statement Savings	0.25%	0.25%
Passbook Savings	0.25%	0.25%
Christmas Club	0.25%	0.25%
Youth Savings	0.25%	0.25%
*Minimum balance to open Statement or Passbook Savings is $200.00, minimum balance to open Christmas Club is $10.00, and minimum balance to open Youth Savings Account is $10.00.

Money Market
Type	Min. balance to open and earn APY	Interest Rate/APY
Tier 1	$2,500 - $9,999.99	0.75% / 0.75%
Tier 2	$10,000 - $24,999.99	1.15% / 1.15%
Tier 3	$25,000 - $49,999.99	1.39% / 1.40%
Tier 4	$50,000 - $99,999.99	1.98% / 2.00%
Tier 5	$100,000 and over	2.08% / 2.10%

*Minimum balance to earn interest on a Money Market Account is $2,500.00.

CD's
Type	Min. balance to open and earn APY	Interest Rate/APY
91-Day Certificate	$500	1.34% / 1.35%
182-Day Certificate	$500	1.44% / 1.45%
1-Year Certificate	$500	1.54% / 1.55%
1 1/2-Year Certificate	$500	1.59% / 1.60%
2-Year Certificate	$500	1.69% / 1.70%
2 1/2-Year Certificate	$500	1.83% / 1.85%
3-Year Certificate	$500	4.17% / 4.25%
5-Year Certificate	$500	2.13% / 2.15%

*Minimum balance to open a certificate of deposit is $500.00.

Traditional/Roth IRA and ESA
Type	Min. balance to open and earn APY	Interest Rate/APY
182-Day Certificate	$100	1.44% / 1.45%
1 1/2-Year Certificate	$100	1.59% / 1.60%
3-Year Certificate	$100	1.93% / 1.95%
5-Year Certificate	$100	2.13% / 2.15%
*All CD's are subject to penalty if closed before maturity date.