Waukegan Savings Bank offers diverse deposit solutions for both personal and business needs. Scroll below to review personal deposit solutions or click the business link to the left to learn more about business banking products. Click here to open a personal account online.
Simply Free CheckingSM
Banking with Waukegan Savings Bank is convenient and easy.
Benefits
- Unlimited check writing
- No minimum balance
- E-Banking services
- FREE
Related Products & Services
- ATM/Debit Card
- Account-LinkTM Bank by Phone
- Internet Banking
- e-Statements
- Online Bill Payment
- Direct Deposit
- Order Checks
- Savings
- Overdraft Protection
Interest Checking
If you want to earn interest on your checking account with extra features, Interest Checking is for you.
Benefits
- Unlimited check writing
- Monthly interest
- No minimum balance
- Monthly images available
- E-Banking services
- Monthly Fees: must maintain $500 daily balance to avoid monthly fee
Statement Savings
Statement Savings provides great accessibility and is the perfect foundation of any savings plan.
Benefits
- Monthly statements
- Low minimum balance to open
- E-Banking services
- ATM Card
- Monthly Fees: must maintain $100 daily balance to avoid monthly fee
Related Products & Services
- ATM/Debit Card
- Account-LinkTM Bank by Phone
- Internet Banking
- e-Statements
- Direct Deposit
- Simply Free CheckingSM
Youth Savings
Would you like your child to learn from a great savings program that teaches the benefits of saving, combined with a great gift? Let Waukegan Savings Bank help you start your child on the road to good savings habits by opening a youth savings account.
Benefits
- Quarterly statements
- Low minimum balance to open
- Free treasure chest bank
- Free gift from the "Big Treasure Chest" in lobby with every deposit
- $10 deposit to open
Related Products & Services
- Easy-Save
- Statement Savings
Money Market
If your goal is to earn a higher yield than traditional savings accounts while keeping your money accessible at any time, open a Waukegan Savings Bank money market account.
Benefits
- Monthly statements
- Earn a higher yield
- Check writing privileges
- E-Banking services
- Monthly Fees: must maintain $1000 daily balance to avoid monthly fee
Related Products & Services
- ATM/Debit Card
- Account-LinkTM Bank by Phone
- Internet Banking
- e-Statements
- Direct Deposit
- Interest Checking
- Certificate of Deposit
- Financial Planning
Certificates of Deposit
If you want to earn high yield with a guaranteed return, check out our Certificates of Deposit.
Benefits
- Earn high yield (see rate sheet)
- Monthly interest credited
- Flexible terms
- Optional monthly interest disbursement
- $500 deposit to open
Related Products & Services
- Money Market Savings
- Individual Retirement Account
- Financial Planning
WSB Ultimate CDSM
The Champion of CD'sSM...withdraw up to half your opening balance and make deposits to this 20 month CD.
Benefits
- Earn high yield
- Monthly interest credited
- Can make deposits in increments of $500.00
- Can withdraw up to half your opening balance once without penalty
- Can bump rate one time
Related Products & Services
- Money Market Savings
- Individual Retirement Account
- Financial Planning
Youth Certificate of Deposit
A Youth CD is available for individuals up to 18 years of age.
- Same terms and benefits as a regular CD
- No fees
- Minimum opening deposit of $100.00 required
Individual Retirement Account
Invest in your future today with an Individual Retirement Account (IRA) from Waukegan Savings Bank.
Benefits
- Earn high yield (see rate sheet)
- Flexible terms
- Traditional, Roth or rollover options available
- $100 deposit to open
Related Products & Services
- Money Market Savings
- Certificates of Deposit
- Financial Planning
- Easy-Save
Christmas Club
Put money away so that you won't be caught short of cash during the holiday season.
Benefits
- Low minimum balance to open
- Make your own plan. Deposit what you want whenever you want.
- A check sent to you in time for holiday shopping
- $10 deposit to open
Related Products & Services
- Easy-Save
- Direct Deposit
- Statement Savings
ATM Card
Get easy access to your funds with a Waukegan Savings Bank ATM card.
Benefits
- Safer than carrying cash
- Access to funds at most automated teller machines (ATM)
- 5 free non Waukegan Savings Bank ATM transactions per month
- Charges may incur at ATMs not owned by Waukegan Savings (see fee schedule)
Related Products & Services
- Account-LinkTM Bank by Phone
- Internet Banking
- Overdraft Protection
MasterMoney Debit Card
Carry a MasterMoney Debit Card and leave your money and checkbook at home. If you need cash, visit a Waukegan Savings Bank ATM or any ATM accepting MasterCard. If you're shopping, use your Debit Card to make purchases directly from your checking account...it's faster and more convenient.
Benefits
- Safer than carrying cash
- Accepted wherever MasterCard is accepted
- Debits checking account automatically
- Annual Fees: None
- Finance Charges: None
- Charges may incur at ATMs not owned by Waukegan Savings Bank (see fee schedule)
Related Products & Services
- Account-LinkTM Bank by Phone
- Internet Banking
- Overdraft Protection
e-Statement
No more worrying about misplacing your bank statement when you sign up to receive your monthly bank e-Statement online.
Benefits
- Access your statements anywhere, anytime
- Up to 15 months of statements available for review
- FREE
