We understand each business is unique and have many loan programs available. Call or stop in today to see a WSB loan officer to find the program that best fits your business.

Business Term Loans

Choose from a variable or fixed-rate loan - typically used for a specific purchase, such as equipment, office renovations, or upgrades to your technology.

Business Line of Credit

A variable rate, renewable line of credit available for a variety of purposes, such as a ready source of short-term working capital, credit to fund accounts receivables and seasonal cash needs.

Owner-Occupied Commercial Real Estate

A permanent, variable, or fixed-rate loan to fund the purchase of commercial real estate occupied by your business, including office condominimums, office buildings, warehouses, and industrial space. 

Commercial Construction Loans

Loans to finance the construction or improvement of commercial real estate occupied by your business.  Upon completion, we offer the option of converting the construction loan to a permanent loan.

Equipment Loans

Obtaining the resources necessary to make your business successful is important. We have loan programs available to assist in acquiring the equipment you need.

SBA Loans

Options include a full range of SBA (7a) loans, including SBA Express program for loans of $350,000 or less and SBA 504 program, which allows a qualifying business to finance owner-occupied buildings and other fixed assets with as little as 10% down and obtain long-term, below market rate financing.